Do your clients stress over managing their expenses? Busy business owners often struggle with how to keep cash flowing smoothly, worry about large payments, or wonder how to save money. When you work with Integrity our additional cash management tools solve these problems for your clients.
Integrity is a direct settlement institution. Since we have control of transactions from start to finish, we can help your customers with unique cash flow management solutions. Because we settle your merchants’ accounts, we can help them direct funds to bills or savings.
Integrity’s EasyPaySM and AutoSaveSM programs give your clients easy, practical tools to manage cash flow. Offering your clients these tools adds tremendous value to their relationship with Integrity.
Integrity EasyPaySM helps business owners manage cash flow by funneling money each day towards upcoming bills. EasyPaySM is designed to smooth out the bumps in week-to-week cash flow. By directing a small percentage of each day’s credit card transactions towards a bill payment, your merchants won’t have to worry about large payments each month when bills are due.
“It’s like pain relief for your checkbook.”
Merchants can direct a small portion of each credit card batch to the payee or payees of their choice. Large recurring bills like rent, payroll, utilities, and taxes become easier to handle because the bill is paid over time in small increments rather than in one huge payment.
Consider the challenge of paying large, recurring bills. Without a plan, these monthly or quarterly bumps in cash flow can be stressful and pull cash resources from other parts of the business. However, paying a small amount each day automatically balances cash flow over time and avoids anxiety.
Solving the stress of paying recurring bills could be a game-changer for your merchants. EasyPay will become an indispensable tool for ironing out cash flow. Your merchants will be pleased each time paying a bill is easier.
Integrity AutoSaveSM allows business owners to pay themselves first. Your merchants designate a percentage, up to 50%, of their daily credit card transactions, and Integrity directs these funds to a high yield savings account of your merchant’s choice. Your merchants have access to this account at any time and can use the funds for any purpose.
AutoSaveSM is a painless way for your clients to build their savings. Many business owners are tempted to pour everything back into their business, especially if their business is new or expanding. This temptation is understandable, but it can land merchants in a stressful situation or even threaten the success of their business.
Merchants need a plan and an easy tool to help them set aside cash for major life events like college payments, unexpected expenses, taxes, and retirement.
According to American Express, 40% of small business owners don’t have retirement savings.1
AutoSaveSM makes it easy to start saving today.
Furthermore, in uncertain economic conditions, AutoSaveSM gives merchants another way to protect their business and plan for the future. When an emergency strikes, their savings will be there. WIthout a cash reserve, businesses suffer greatly when unexpected events or an economic downturn challenges their cash flow. AutoSaveSM is a great way to build up protective savings.
Automatically saving a portion of each day’s credit card with AutoSaveSM is a simple, effective way for merchants to build a cash reserve for whatever life might bring their way. Your clients will be pleased to watch their nest egg grow alongside their business.
Integrity is here to support you and your merchants with these additional cash flow management services that you won’t find anywhere else. Start saving your merchants stress and effort today with EasyPaySM and AutoSaveSM.
Contact us today to learn more.
- 40% of Small Business Owners Don’t Have Retirement Savings. (2013, January 24). https://www.americanexpress.com/us/small-business/openforum/articles/40-of-small-business-owner-have-no-retirement-savings/